Welcome to RAM's technology platform. Rapid Access Mutual, Ltd, a dedicated player in the sphere of money lending and real estate financing (referred to as "the Company," "RAM", "we", "us", or "our"), has created this website (referred to as the "Website", or "Site") to facilitate interactions and transactions in real estate financing and investment.
At RAM, your privacy is of utmost importance. This Privacy Policy applies to the collection, use, and disclosure of personal information by RAM and its affiliates. If you have questions or concerns regarding this statement, please contact us at info@rapidaccessmutual.com.
This Privacy Policy, along with our Terms of Service, governs your use of our Site. Here, we describe what information we collect, how we use it, and your choices regarding your information. We also detail our security policy, which explains how your personal information is protected.
The Terms and Privacy Policy apply to any visitor who accesses and/or uses our Site, including (1) casual visitors who do not engage in our Services and (2) visitors who register for, access, and/or use our services (collectively referred to as "Users" or "You").
By accessing or using our website at www.rapidaccessmutual.com, including any subdomain thereof, you acknowledge and agree to be bound by these Terms of Service and the Privacy Policy. If you violate any of these terms or agreements between you and us, RAM may terminate your access, delete your profile and content, and/or prohibit you from using or accessing our Services or Site.
We reserve the right to modify this Privacy Policy at any time. Your continued use of the Site after any such changes signifies your acceptance of our updated Policy.
We collect various types of information during your interactions with our Site. This includes:
Specific personal information is required during the registration process to enable your use of our services, verify your age and identity, prevent fraud, and maintain communication. This includes your name, email address, and other relevant details.
If you subscribe to our services, you may be required to provide additional personal and financial information. We also collect information from users who contact us with inquiries and users who visit our Site, including IP addresses and browsing data.
We send email notifications related to your transactions and our services. These are essential for your interaction with our platform and include confirmations of actions taken on our Site. While some service-related emails are mandatory, you may have options regarding other types of communications.
We do not sell or rent personal information for marketing purposes. However, we share information with trusted partners as necessary for our operations. This includes service providers for hosting, payment processing, and other essential functions. We may also share your information as required by law or to protect our rights and security.
We encourage you to review and update your information regularly. If you find inaccuracies, or have any questions about our Privacy Policy, please contact us at info@rapidaccessmutual.com.
We use cookies and similar technologies to enhance your experience on our Site. You can control these through your browser settings but doing so may affect Site functionality.
Our Site may contain links to other websites. Our Privacy Policy does not apply to external activities; we are not responsible for the privacy practices of third parties.
If you access our Site from outside the United States, you consent to the transfer and processing of your information in the United States.
We maintain appropriate safeguards to protect your personal information and limit access to authorized personnel only. We also take steps to secure your data in case of a breach.
Be aware of phishing attempts. RAM will never ask for your login information via email. Always access our Site directly.
This Privacy Policy is effective as of January 1st, 2024.