Residential loans are short-term, asset-based loans typically used by real estate investors to purchase, renovate, or refinance properties. Unlike traditional loans, which rely heavily on the borrower's creditworthiness and income, loans focus primarily on the value of the property being financed. This makes them an excellent option for individuals who may not qualify for conventional financing due to poor credit, irregular income, or other financial challenges.
At RAM, we specialize in residential loans that are as flexible and dynamic as the clients we serve. Whether you're eyeing a single-family residence, a condo, or a multi-unit property, our tailored financing solutions are designed to bridge the gap between opportunity and success.
Note: This program is more of an informative nature, to give you an approximate understanding of what to expect from us when making a decision to fund or not. These criteria may vary depending on your exact property and scenario.
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