Whether it's residential, commercial, or mixed-use, securing the appropriate financing is a challenge-be it quickly. At RAM, we provide fast, flexible loans for real estate, designed to help investors like you seize opportunities without the long waits and strict requirements of traditional financing.
Real Estate loans are asset-based loans, meaning they are based upon the value of the property, not upon your financial background. This is what makes loans for real estate the perfect solution for investors needing to move quickly, purchase distressed properties, or who may not qualify for traditional lender strict credit requirements.
At RAM, our loan products can be used for a wide variety of property types, including but not limited to:
From single-family homes to multi-unit residential properties, real estate loans give you fast funding you need to close deals on distressed or undervalued homes, renovate, and sell for a profit. If you plan to hold the property as a rental, we offer flexible terms to allow for long-term cash flow management.
Is your investment in office buildings, retail space, or industrial properties? loans for commercial real estate provide the immediate capital you need to acquire and improve properties. The commercial market moves fast, and our loans put the wheels in motion to capitalize on those opportunities.
A mixed-use property encompasses both residential and commercial building spaces, each having their particular financing. RAM's real estate investment loans allow the purchase or renovation of mixed-use developments, offering flexibility in meeting unique needs for such projects.
Among the most popular investment strategies is fixing and flipping properties. The loan has been designed for this kind of short-term investment strategy. It provides you with the money you need to purchase a house quickly and renovate it so you can sell it for good profit. Speed and flexibility are factors that make loans ideal for fix-and-flip investors in such a case.
Some of them are distressed properties that include foreclosed, broken, and lowly valued because of neglect. loans for real estate enable you to purchase such properties, make necessary improvement, and either flip or hold for rentals to generate long-term income.
Note: This program is more of an informative nature, to give you an approximate understanding of what to expect from us when making a decision to fund or not. These criteria may vary depending on your exact property and scenario.
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