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The Benefits of Fix And Flip Loans

Fix and flip loans are essential for investors looking to capitalize on the real estate market. There are several types of fix and flip loans available, each catering to different needs and circumstances. loans are the most common fix and flip loans, characterized by their quick approval times and flexible terms. lenders base their decisions on the property's after-repair value (ARV) rather than the borrower's credit score. Bridge loans provide short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one. They are useful for investors who need immediate funds.

Private money loans come from private investors or groups willing to finance real estate deals. They offer flexibility in terms and can be a good alternative when traditional financing isn't available. If you already own property with significant equity, you can leverage it to obtain financing for your fix and flip project. Each type of loan has its advantages and disadvantages, so it's important to understand which one best suits your needs.

Loan Programs - Refinancing & Purchases

RESIDENTIAL (1-4 UNITS) Up to 85% LTC but not to exceed 65% LTARV
  • from 10% rate.
  • Minimum score - 640.
  • 12 months. Longer term possible depending on scenario.
  • "No-experience" flippers - case by case.
  • Marketable location
GENERAL GUIDELINES
  • Term - 12 months. Longer term available in some cases (up to 24 months).
  • Broker fees - case by case but minimum is 2 points.
  • Lender fees - average of $2,500.
  • Other fees valuation, due diligence fees - depending on transaction.

Expert Solutions for Every Flip

Navigating Our loan programs are designed with your project's success in mind:

Up to 85% LTC Financing: Maximizing your investment's potential by covering a significant portion of the purchase and renovation costs, without exceeding 65% of the LTARV. This ensures you have the capital needed to complete your project while maintaining a profitable investment strategy.

Competitive Rates and Flexible Terms: With rates starting at 10% and terms extending up to 24 months for some projects, we offer the flexibility needed to navigate the fix-n-flip process without unnecessary financial pressure.

Support for All Investors: Whether you're a seasoned flipper or new to the game, our program is designed to support investors at all levels of experience. We understand the value of each project and assess each case individually, ensuring you receive the guidance and funding that match your expertise and goals.

Note: This program is more of an informative nature, to give you an approximate understanding of what to expect from us when making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

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