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The Benefits of Commercial Loans

Stepping into the commercial real estate world can be as thrilling as it is complex. Whether you're eyeing retail spaces, industrial facilities, or office buildings, the right financial backing can make all the difference. That's why we offer our commercial loans to move your projects forward.

Commercial loans are short-term loans secured by real estate, primarily used for commercial purposes. Unlike traditional bank loans, these are funded by private investors, offering faster approval and more flexible terms. These loans are particularly beneficial for investors needing quick financing to seize lucrative opportunities.

Loan Programs - Refinancing & Purchases

RETAIL, INDUSTRIAL, OFFICE
1st Liens
  • Up to 75% LTV.
  • Rate from 10% for purchase, rate from 10.5% for refinance.
  • 12 - 24 months loan term.
  • No Minimum FICO.
  • 3 - 6 months prepay
2nd Liens
  • Up to 65% CLTV.

The Advantages of Residential Loans

  • Quick Approval and Disbursement
  • Flexible Terms and Conditions
  • Less Stringent Approval Criteria
  • Opportunity to Leverage Equity
  • Reduced Risk of Foreclosure

Why Our Commercial Loans Stand Out

Navigating commercial real estate requires more than just a vision—it demands action, speed, and flexibility. Our Commercial Loans are crafted with these very principles in mind, tailored to fit the unique demands of the commercial market.

RAM Offers Tailored Financing Solutions for Every Commercial Dream

Up to 75% LTV: We offer significant leverage for your purchase or refinancing needs, giving you the financial muscle to make bold moves in the market. Our start rates are competitive, beginning at 10% for purchases and 10.5% for refinances, ensuring your project gets off on the right foot financially.

Flexible Terms for Dynamic Projects: With terms ranging from 12 to 24 months and prepayment options of 3 to 6 months, our loans are designed to adapt to the pace of your project, providing the right amount of time for completion and transition.

Credit Flexibility: We focus on the potential of your commercial project, not just the numbers on a credit report. Our approach is not credit score driven, allowing for greater inclusivity and opportunities for all types of investors and developers.

Note: This program is more of an informative nature, to give you an approximate understanding of what to expect from us when making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

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