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The Benefits of Bridge Loans

Every real estate deal is unique, and we believe your financing should be too. Whether you're working on residential flips, commercial investments, or anything in between, we offer flexible loan terms that fit your project and your timeline. We're all about crafting solutions that work for you, with interest-only payment options that keep your financial stress low while you focus on nailing that perfect investment.

Bridge loans work by providing immediate capital based on the equity of an existing property or the prospective value of a new purchase. In areas where the real estate market is dynamic and competitive, these loans are particularly beneficial. They typically have terms ranging from six months to three years, with interest rates higher than conventional loans due to their short-term nature and associated risks.

Loan Programs - Refinancing & Purchases

RESIDENTIAL, COMMERCIAL AND MULTIFAMILY
1st Liens
  • Up to 80% LTV
  • Start rate of 9.99%
  • 12 - 24 months loan term
  • No Minimum fico
2nd Liens
  • Up to 65% LTV
COMMERCIAL
1st Liens
  • Up to 75% LTV (may go higher in some cases)
  • Start rate of 9%
  • 12-24 months
  • Must debt-service or have plan to debt-service
  • Internal valuation or BPO
  • Need Environmental Report (in some cases)

Expert Solutions for Every Situation

Our team at RAM. isn't just experienced; we're passionate about real estate. We've seen all sorts of transactions and challenges, which means we're well-equipped to guide you through your bridge loan, offering insights and advice that can only come from years in the field. We're here to answer your questions, big or small, and to make sure you feel confident at every step.

Expertise and Experience: With years of experience in the lending industry, RAM boasts a team of seasoned professionals who understand the intricacies of bridge loans. We have the knowledge and expertise to guide you through the process and ensure a seamless borrowing experience.

Quick Approval Process: Our efficient approval process allows for fast decision-making, ensuring you receive the necessary funding when you need it most. We pride ourselves on our responsiveness and commitment to delivering timely solutions to our clients.

Competitive Rates: We offer competitive interest rates on our bridge loans, making them an affordable option for borrowers. Our transparent pricing and flexible terms ensure you receive a loan that meets your financial goals without breaking the bank.

The Advantages of our Bridge Loans

  • Speed and Efficiency
  • Flexibility
  • Collateral-Based
  • Temporary Financial Relief
  • Customizable Terms

Note: This program is more of an informative nature, to give you an approximate understanding of what to expect from us when making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

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