When you have bad credit, getting approved for a loan via traditional lenders might sound pretty impossible. Banks and other conventional financial institutions will more often than not place a great deal of emphasis on credit scores and history, which can ultimately prohibit many people with bad credit from getting the funds they may require. But there is a better alternative: RAM's loan for bad credit. We offer speedy, flexible loans based on the value of your property, not your credit score; financial freedom to move forward with your investment or personal project.
loans prove to be ideal for those individuals possessing bad credit for whom need for financing arises for the following reasons:
If bad credit holds one back from buying a real estate investment, loans are the way out. Be it a new home, an investment property, or a commercial space, the funding you need is based on the value of the property, not your credit score.
At times, you will require some short-term financing to bridge between a purchase and the securing of long-term funding. loans for bad credit are ideal for closing now, then refinancing in when you're in a better financial position with a longer-term loan.
If you can't secure a traditional loan due to bad credit and wish to improve or upgrade a property, a loan provides the funds necessary for renovations to increase the value of that property. Once you are done with the work, refinance on better terms or sell at a profit.
Note: This program is more of an informative nature, to give you an approximate understanding of what to expect from us when making a decision to fund or not. These criteria may vary depending on your exact property and scenario.
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